CommonHealth Plan gives employers the structure, transparency, and governance tools to actively manage healthcare — not just purchase it year after year.
Average cost reduction vs. traditional insurance
Transparent — claims, pharmacy, admin, contracts
Governance and decisions stay in your community
Built for long-term performance, not short-term fixes
Control, visibility, and financial performance — built into the structure of the plan from day one.
"Replace passive purchasing with active system design and governance."
The CommonHealth Plan approach
You participate in designing and managing your health plan — not just renewing what a carrier puts in front of you.
Real-time visibility across claims, pharmacy, and administration — with no hidden fees or spread-based arrangements.
Level-funded entry provides predictable monthly costs. As you build data and credibility, you transition to self-funding with structured stop-loss protection.
Join other local employers in a shared governance model — gaining scale and discipline without surrendering local control.
The 20–30% savings target is achieved through structural improvements — not cost shifting to employees. Unit cost, utilization, waste elimination, and risk alignment work as one system.
Cost reduction is only one dimension. CommonHealth Plan also improves the experience and outcomes for every plan member.
When employers join CommonHealth Plan, they contribute to something larger than their own organization.
If your premiums keep increasing without improvement in care quality or employee satisfaction, the model is broken.
If you can't see where your healthcare dollars go, you can't manage them. CommonHealth Plan gives you full visibility.
If keeping healthcare dollars local and strengthening your community matters to you, this is the right model.